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Loan Officer resume skills. The words recruiters search for.

The 19 skills, tools and credentials that come up in loan officer job posts, sorted by type, and how to put them in bullets a recruiter believes.

By · Updated

/ The list

Keywords by type. Use only the ones that are true for you.

Hard skills · 13

  • Mortgage loan origination (used in Brian's sample resume)
  • Purchase loans (used in Brian's sample resume)
  • Refinance (used in Brian's sample resume)
  • Conventional loans (used in Brian's sample resume)
  • FHA loans (used in Brian's sample resume)
  • VA loans (used in Brian's sample resume)
  • USDA loans (used in Brian's sample resume)
  • Pre-approval (used in Brian's sample resume)
  • TRID (used in Brian's sample resume)
  • Loan Estimate (used in Brian's sample resume)
  • Closing Disclosure (used in Brian's sample resume)
  • Pipeline management (used in Brian's sample resume)
  • Referral partners (used in Brian's sample resume)

Tools & software · 4

  • Desktop Underwriter (DU) (used in Brian's sample resume)
  • Loan Product Advisor (LPA) (used in Brian's sample resume)
  • Encompass (used in Brian's sample resume)
  • CRM (used in Brian's sample resume)

Licenses & certifications · 1

  • NMLS (used in Brian's sample resume)

Soft skills · 1

  • Relationship building (used in Brian's sample resume)

19 of 19 appear in Brian's sample resume. See where

/ How to use them

Put keywords in bullets, not just in a skills list.

A skills list tells the software you have a skill. A bullet shows a recruiter what you did with it.

  • Purchase loans

    Weak: Skills: Purchase loans

    Strong: Originate and close 70–85 loans a year, about $24M in annual volume, mostly purchase loans

  • Referral partners

    Weak: Skills: Referral partners

    Strong: Built a network of 30+ referral partners, mostly real estate agents; referrals grew to 60% of my pipeline

  • USDA loans, Pre-approval, Desktop Underwriter (DU), Loan Product Advisor (LPA)

    Weak: Skills: USDA loans, Pre-approval, Desktop Underwriter (DU), Loan Product Advisor (LPA)

    Strong: Issue pre-approval letters through Desktop Underwriter (DU) and Loan Product Advisor (LPA) and structure conventional, FHA, VA and USDA loans

  • Encompass, CRM

    Weak: Skills: Encompass, CRM

    Strong: Closed 95% of loans on or before the contract date by tracking every file in Encompass and a CRM

Strong bullets come from Brian's sample resume and our loan officer bullet examples. Names and figures are illustrative.

/ Use them honestly

Keywords get you found. Proof gets you hired.

Mirror the job post's wording for skills you really have. If a loan officer post asks for Mortgage loan origination and you've used it, say Mortgage loan origination, in the post's spelling, and show where.

  1. Mirror the job post's wording

    If a loan officer post says "NMLS", write "NMLS", not a near-synonym — as long as it's accurate. Recruiters search for the post's exact term.

  2. Only claim what you can back up

    Expect to be asked about every term you list. If you couldn't spend two minutes on Mortgage loan origination — what you did and what changed — leave it out.

  3. Show it in a bullet

    A skills list says you know Purchase loans. A bullet like the one under Senior Mortgage Loan Officer in the example above shows what you did with it.

  4. No stuffing, no hidden text

    Repeating a word or hiding keywords in white text doesn't make you a better match. A person reads the resume in the end.

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/ Questions

Loan Officer keywords, answered.

Something else? support@launch-cv.com

How many keywords should a loan officer resume have?

There's no magic number. Brian's sample resume uses all 19 terms on this page, because each one fit that job. Cover what your post asks for that you can back up, each where it fits; repeating a keyword doesn't help.

Should I copy keywords exactly from the job post?

Use the post's wording for skills you really have. If a loan officer post says "Mortgage loan origination", write "Mortgage loan origination" rather than a synonym, so a recruiter searching for that term finds you. Don't add skills you don't have just because the post lists them.

Where should keywords go on my resume?

In your summary, a short skills section and, above all, the bullets under each job, where you show what you did with the skill. In Brian's sample, Refinance and VA loans are in the summary and Purchase loans shows up in a bullet under Senior Mortgage Loan Officer. Plain text in the body of the page is easiest for applicant tracking systems to read.

Which tools should I list on a loan officer resume?

The ones you've used and the post mentions. Common ones in loan officer posts include Desktop Underwriter (DU), Loan Product Advisor (LPA), Encompass and CRM. Name the tool in the bullet where you used it, not only in the skills list.

How should I list NMLS on my resume?

Spell it the way the job post does, and include both the abbreviation and the full name if you have room. Put licenses and certifications in their own section or next to your education, and only list ones that are current.

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